International Insurance Solutions for Discerning Individuals & Families
Stasis Insurance Ltd is a licensed offshore insurer incorporated in Barbados, providing bespoke life and living benefits insurance solutions to high-net-worth individuals and families in international markets, administered by SRS International, Barbados's leading insurance management group.
Who We Are
Stasis Insurance Ltd is a Class 2 Long Term Insurer incorporated in Barbados and regulated by the Financial Services Commission. We were established to serve one audience: high-net-worth individuals, families, and their advisers who need insurance coverage that matches the scale, mobility, and complexity of their financial lives.
Standard onshore insurance products are designed for standard lives. They cap benefits at levels that protect the average policyholder, operate within single jurisdictions, and move slowly when circumstances change. Stasis exists because that kind of coverage is not enough for clients whose wealth, obligations, and lifestyles cross borders. Domiciled in Barbados and supported by SRS International, Barbados's premier insurance management group, Stasis is built to deliver exactly that.
The Offshore Advantage
Barbados-based offshore insurance offers high-net-worth clients a range of advantages that simply cannot be replicated in onshore markets.
Unlike standard onshore products governed by strict regulatory parameters, offshore insurance policies can be designed with significantly greater flexibility: bespoke benefit structures, tailored premium payment terms, unique beneficiary arrangements, and policy currencies aligned to the client's global financial footprint.
Bespoke SolutionsBarbados has an extensive network of double taxation treaties and strong bilateral relationships with major financial jurisdictions. For internationally mobile professionals and global families, a Barbados-based insurance policy provides currency flexibility, portability, and recognition across multiple tax jurisdictions.
Global ConnectivityBarbados is internationally recognised as one of the Caribbean's most sophisticated and well-regulated financial centres. The Financial Services Commission provides robust oversight under the Insurance Act Cap. 310 and the FSC Act 2010-21, giving policyholders, cedants, and counterparties confidence in the integrity of the regulatory framework.
FSC RegulatedStasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses. Pelicor Group provides the governance, financial oversight, and institutional depth that discerning clients and their advisers expect from a long-term offshore insurer.
Individual & Family Solutions
Jurisdiction Advantages
Barbados provides a uniquely advantageous environment for offshore insurance, combining regulatory credibility with meaningful fiscal advantages.
Under Barbados law, policy growth and investment returns within offshore insurance policies are not subject to Barbados capital gains tax. The tax treatment in a policyholder's country of residence may differ and independent advice should be obtained.
Under Barbados law, death benefits paid from Stasis policies are not subject to Barbados estate or inheritance taxes. Estate and inheritance tax treatment in a policyholder's country of domicile varies and independent advice should be sought.
Barbados does not impose gift taxes, providing additional flexibility in structuring premium funding and policy ownership arrangements.
Barbados's legal system is based on English Common Law, providing international investors with a familiar, well-established, and reliable legal framework for insurance contracts.
The FSC Act 2010-21 and Insurance Act Cap. 310 provide a sophisticated, IAIS-compliant regulatory framework, ensuring policyholder protection and financial stability.
Barbados offers a stable democratic political environment and a well-established financial services sector with deep expertise in international insurance management.
Our Domicile
Stasis Insurance is proud to be a licensed insurer domiciled in Barbados , a jurisdiction renowned for its robust regulatory environment and standing as one of the world's leading international insurance hubs.
All Stasis activities are supervised under the Financial Services Commission Act, 2010-21 (as amended) and the Insurance Act, Cap. 310 (as amended), under the oversight of the Insurance Division of the Barbados Financial Services Commission (FSC). The FSC applies stringent oversight ensuring the highest operational standards within the insurance industry, continuously enhancing regulatory expertise and maintaining a proactive focus on emerging global risks.
With a legal system grounded in English Common Law and a long-standing commitment to international best practice standards, Barbados provides Stasis clients with a familiar, transparent, and highly credible institutional framework, backed by one of the most favourable tax environments available to international insurers.
Assets Under Management
Barbados insurance companies collectively manage over $174 billion in assets, reflecting the deep trust and confidence placed in the jurisdiction by international insurers and their clients worldwide.
Insurance Heritage
A history in insurance stretching back to the 1840s, providing one of the most experienced offshore environments available.
Global Offshore Domicile
Barbados ranks among the largest offshore insurance domiciles globally, recognised for regulatory quality and institutional depth.
Licensed Insurer
Stasis is fully licensed as a Class 2 Long Term Insurer, regulated directly by the FSC under the Insurance Act, Cap. 310.
Capital Gains / Estate Tax
No capital gains, estate, or inheritance tax, making Barbados an exceptionally attractive domicile for wealth management structures.
Compliant & EU White Listed
Barbados meets the highest international transparency standards: OECD-compliant, EU white listed, and fully FATF-approved.
Independently Audited
Stasis Insurance is independently audited by Deloitte, one of the world's leading audit and advisory firms.
Offshore Advantage
Stasis Insurance designs offshore policies that protect, grow, and transfer wealth with a flexibility that onshore markets simply cannot match, all within Barbados's robust and internationally recognised regulatory framework.
Offshore insurance offers a range of compelling advantages, particularly for high-net-worth individuals seeking sophisticated financial solutions. These benefits, facilitated by jurisdictions like Barbados, include policies with customised policy options, access to stable, internationally recognised regulatory environments, and structures designed to protect and grow wealth across generations.
Barbados has developed one of the world's most respected offshore financial centres over decades, combining sophisticated regulation, compelling fiscal incentives, and a deep pool of professional expertise. For Stasis Insurance clients, this translates into an institutional platform that is both commercially strong and structurally sound.
Barbados imposes no capital gains tax, estate tax, inheritance tax, or gift tax on properly structured, designed offshore insurance arrangements, creating a highly favourable environment for long-term wealth accumulation and distribution.
Offshore insurance policies may, depending on applicable law, provide protection for accumulated wealth, ring-fencing assets from creditor claims and integrating with broader offshore planning frameworks including trusts and holding structures.
Unlike standard onshore products, offshore insurance policies can be designed with significantly greater flexibility: bespoke benefit structures, tailored premium terms, multi-currency arrangements, and beneficiary configurations aligned to the client's global financial footprint.
The Financial Services Commission of Barbados oversees a well-defined, IAIS-compliant regulatory framework that ensures rigorous policyholder protection, financial stability, and governance standards comparable to the world's leading insurance jurisdictions.
Through partnerships with leading custodians and investment managers, Stasis clients benefit from seamless access to international capital markets, with assets held in secure, institutional-grade custody arrangements across globally recognised platforms.
The Stasis Approach
Stasis uses its Barbados domicile to offer insurance solutions designed to meet the unique wealth management and asset protection needs of high-net-worth individuals and their families.
Establishing an offshore insurance arrangement in Barbados involves a well-defined regulatory process overseen by the FSC, ensuring full compliance, structural security, and the governance standards that institutional clients and their advisers expect.
Institutional Partnerships
Through partnerships with leading custodians, investment managers, and audit professionals, Stasis clients benefit from world-class expertise, secure custody arrangements, and seamless access to international markets.
Every element of the Stasis institutional platform, from CIBC's custody and investment management to BNY Pershing's separate account services and Deloitte's independent audit function, designed to provide clients and their advisers with the highest level of confidence and transparency.
Important Advisory Notice
While offshore insurance offers significant financial and structural benefits, Stasis Insurance strongly recommends that any potential clients consult qualified financial and tax advisors before establishing any offshore insurance arrangement. Regulatory requirements, tax treatment, and reporting obligations vary significantly by jurisdiction and individual circumstance. Prospective clients should obtain independent professional advice to navigate regulatory complexities and ensure full compliance with the laws and regulations of their home country and any other relevant jurisdictions.
Stasis Insurance works with clients and their advisers to design bespoke offshore insurance solutions for high-net-worth individuals, families, and corporate clients in international markets.
Individual & Family Solutions
Personal Solutions
Stasis Personal Insurance is designed for internationally mobile, high-net-worth individuals and families who require coverage that matches the scale and complexity of their financial lives.
Critical illness insurance pays a lump sum on diagnosis of a specified serious condition, regardless of ongoing treatment costs or prognosis. For high-net-worth individuals, a serious illness is rarely just a health event: it is a financial and structural disruption that can affect investment decisions, business obligations, and long-term planning. Stasis critical illness solutions are structured to deliver immediate, unrestricted capital at the moment it is needed most.
Stasis structures offshore critical illness policies with the flexibility of an international platform, delivering an immediately accessible benefit upon diagnosis of a specified condition, so that you and your family can concentrate fully on recovery, without the compounding pressure of financial uncertainty.
For high-net-worth individuals, a period of incapacity creates risks well beyond lost income. Business interests, investment obligations, debt service commitments, and family structures can all be affected by an extended absence. Stasis long-term disability insurance is designed for this reality.
Stasis's long-term disability insurance is specifically designed for high net worth individuals, providing substantial coverage to ensure your lifestyle, obligations, and long-term financial position remain intact, regardless of what life brings.
Why Offshore for Personal Cover?
For internationally mobile professionals, globally minded families, and high-net-worth individuals, offshore personal insurance offers a level of flexibility, portability, and structural sophistication that onshore products simply cannot match. Stasis is domiciled in Barbados, one of the world's most respected offshore financial centres, to deliver coverage that travels with you and adapts to your circumstances.
Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.
Corporate Solutions
Corporate Solutions
Stasis Insurance provides corporate clients with specialist offshore insurance solutions designed to protect businesses against the financial consequences of losing or incapacitating a key individual through internationally structured, Barbados-regulated contracts.
Key-Man Insurance (also known as Key Person Insurance) provides a business with a lump sum payment in the event that a critical individual dies or becomes permanently incapacitated. The loss of a key executive, founder, or specialist can be devastating to a business's continuity, revenue, and financing arrangements.
Stasis structures Key-Man policies to provide businesses with the financial resilience to absorb the loss of a key individual, covering costs such as executive recruitment, revenue shortfalls, loan repayment obligations, and business continuation expenses.
Corporate Critical Illness Cover provides a business with a lump sum benefit when a key individual is diagnosed with a specified serious illness (such as cancer, heart attack, or stroke), regardless of whether they survive. This allows the business to manage the financial impact of a prolonged absence or reduced capacity without waiting for a disability claim to develop.
The early payment feature of critical illness insurance makes it particularly valuable for businesses that need immediate financial certainty following a serious health event affecting a key person, enabling rapid response without exhausting corporate reserves.
Why Offshore for Business?
For businesses with international operations, offshore ownership, or cross-border corporate structures, Barbados-based insurance policies can offer meaningful structural and fiscal advantages over onshore corporate insurance products. Stasis works closely with corporate clients and their professional advisers to design structures that are both commercially effective and aligned with the business's broader tax and legal planning.
Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.
Our Story
Our Purpose
Stasis Insurance Ltd was established with a clear purpose: to provide high-net-worth individuals, families, and corporate clients with carefully structured offshore insurance solutions, domiciled in one of the world's most respected financial jurisdictions: Barbados.
The name Stasis reflects our core value proposition. In medicine, stasis means the state of stability and equilibrium, and it is precisely that stability that we seek to create for our clients' financial lives. Through thoughtfully structured insurance, we provide a platform for wealth that endures volatility, transitions generations, and protects against life's most challenging events.
Regulated by the Financial Services Commission of Barbados as a Class 2 Long Term Insurer, Stasis operates to the highest standards of governance, financial management, and client service, with the administrative expertise of SRS International ensuring operational excellence from the ground up.
"Our name is our promise: financial stability, carefully engineered, for the people and families who depend on it most."
Our Values
Every commitment we make to policyholders, to regulators, and to partners is kept. The trust that clients place in Stasis when they structure their insurance through us is something we never take lightly.
Offshore insurance is a specialised field that demands deep regulatory, legal, and actuarial knowledge. Stasis is committed to maintaining the expertise that our clients deserve when they trust us with their most important financial decisions.
Our name reflects what we deliver. Long term insurance is a long term commitment. Stasis is built with the financial strength, regulatory standing, and operational discipline to honour that commitment for decades to come.
Every policy we design reflects the unique circumstances of the client it serves. We do not offer generic solutions. We invest in understanding each client's needs, objectives, and financial landscape before we design anything.
A Pelicor Group Company
Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.
For our clients, that matters because insurance is a long-term commitment. The company you insure with today needs to be here, financially sound, well-governed, and operationally strong, for the decades over which your policy runs. Pelicor provides the institutional framework, capital oversight, and governance standards that underpin that confidence.
Pelicor Group is not a passive holding structure. Its executive leadership across finance, legal, actuarial, and risk sits within the parent company and serves every subsidiary directly. The depth of that team is what allows Stasis to operate at the level our clients deserve.
Explore Pelicor Group →Focus
A holding group built entirely around specialty offshore insurance. Not a side business but the core mandate.
Domicile
Incorporated and operating in one of the world's most respected offshore financial and insurance jurisdictions.
Expertise
Leadership with real-world experience across insurance management, financial services law, and international markets.
Vision
Built to endure: a holding group with the governance standards, financial discipline, and ambition to grow for decades.
Stasis Insurance is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.
Our Professional Network
Stasis Insurance is built on a foundation of strong institutional partnerships, each selected for their expertise, regulatory standing, and alignment with our commitment to excellence.
Appointed Insurance Manager
SRS International
SRS International is the appointed Insurance Manager of Stasis Insurance Ltd. One of the largest independent insurance managers in the world, SRS manages over 1,300 insurance and reinsurance entities globally, with more than $14 billion in premium across its managed portfolio, built over 25 years of specialist expertise in international insurance management.
Through its Barbados operations, SRS brings deep expertise in the administration, compliance, and management of regulated long term insurers, giving Stasis access to a strong management platform, an experienced regulatory compliance team, and the operational depth and cost efficiency that a standalone insurer simply could not achieve alone. SRS's global scale means that Stasis policyholders benefit from a level of institutional rigour typically associated with organisations many times its size.
Management Services
Stasis Insurance Ltd is licensed under the Insurance Act Cap. 310 (Barbados) and regulated by the FSC under the FSC Act 2010-21. SRS International provides continuous regulatory compliance management to the highest professional standards.
Institutional Partners
Every element of the Stasis institutional infrastructure is supported by partners of the highest international standing, bringing scale, security, and professional rigour to every aspect of our operations.
Canadian Imperial Bank of Commerce (CIBC) serves as the appointed Custodian and Investment Manager for Stasis Insurance Ltd. A leading international financial institution with deep roots in the Caribbean through its CIBC FirstCaribbean operations, CIBC brings centuries of banking heritage and extensive regional expertise to the professional management and custody of Stasis's investment portfolio.
CIBC's appointment ensures that Stasis client assets are managed within a rigorous institutional framework, with the oversight, governance, and investment management capabilities of one of North America's most established financial institutions.
BNY Pershing, a subsidiary of BNY (Bank of New York Mellon), provides Stasis Insurance Ltd with institutional-grade custody and separate account services. As one of the world's leading financial infrastructure companies, BNY Pershing offers a highly capable operational platform for the secure, efficient custody and administration of institutional assets.
BNY Pershing's appointment provides Stasis clients and counterparties with the assurance that their assets are held within an institution of exceptional financial strength, regulatory standing, and global operational capability.
Deloitte Caribbean serves as the appointed external auditor of Stasis Insurance Ltd. As one of the world's largest and most respected professional services networks, Deloitte's appointment provides Stasis's policyholders, institutional partners, and regulators with confidence that the company's financial statements are prepared and audited to the highest international standards.
Deloitte's deep knowledge of the Barbados regulatory environment and its extensive experience with Barbados-regulated insurers ensures that Stasis's audit process reflects both global best practice and local regulatory requirements.
Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.
Get In Touch
Insurance Enquiries
Stasis Insurance welcomes enquiries from high-net-worth individuals, families, and corporate clients seeking offshore insurance structures, as well as from professional advisers, wealth managers, and financial planners acting on behalf of clients.
Our Details
Registered Office
Stasis Insurance Ltd
GH Tower, Suite 500A
Holetown, St James, Barbados
info@stasisinsurance.com
Regulator
Financial Services Commission
Barbados · Class 2 Long Term Insurer
Insurance Manager
SRS International
Barbados · 20+ Years Experience
Making a Claim
To notify a claim, please contact our claims team directly by email. Refer to your policy documentation for full claims instructions and required supporting documentation.
Claims
claims@stasisinsurance.com
Managed by SRS International
Regulatory Notice
Stasis Insurance Ltd is a licensed Class 2 Long Term Insurer regulated by the Financial Services Commission of Barbados under the Insurance Act Cap. 310. Insurance products are available through authorised intermediaries and professional advisers only. This website does not constitute an offer of insurance and all enquiries are subject to underwriting review.