Offshore Life Insurance · Barbados · FSC Licensed

Protecting Wealth.
Preserving Legacy.

International Insurance Solutions for Discerning Individuals & Families

Stasis Insurance Ltd is a licensed offshore insurer incorporated in Barbados, providing bespoke life and living benefits insurance solutions to high-net-worth individuals and families in international markets, administered by SRS International, Barbados's leading insurance management group.

Who We Are

Offshore Insurance. Exceptional Expertise.

Stasis Insurance Ltd is a Class 2 Long Term Insurer incorporated in Barbados and regulated by the Financial Services Commission. We were established to serve one audience: high-net-worth individuals, families, and their advisers who need insurance coverage that matches the scale, mobility, and complexity of their financial lives.

Standard onshore insurance products are designed for standard lives. They cap benefits at levels that protect the average policyholder, operate within single jurisdictions, and move slowly when circumstances change. Stasis exists because that kind of coverage is not enough for clients whose wealth, obligations, and lifestyles cross borders. Domiciled in Barbados and supported by SRS International, Barbados's premier insurance management group, Stasis is built to deliver exactly that.

The Offshore Advantage

Why Insure Offshore?

Barbados-based offshore insurance offers high-net-worth clients a range of advantages that simply cannot be replicated in onshore markets.

Customised Policies

Unlike standard onshore products governed by strict regulatory parameters, offshore insurance policies can be designed with significantly greater flexibility: bespoke benefit structures, tailored premium payment terms, unique beneficiary arrangements, and policy currencies aligned to the client's global financial footprint.

Bespoke Solutions

International Market Access

Barbados has an extensive network of double taxation treaties and strong bilateral relationships with major financial jurisdictions. For internationally mobile professionals and global families, a Barbados-based insurance policy provides currency flexibility, portability, and recognition across multiple tax jurisdictions.

Global Connectivity

Stable Regulatory Environment

Barbados is internationally recognised as one of the Caribbean's most sophisticated and well-regulated financial centres. The Financial Services Commission provides robust oversight under the Insurance Act Cap. 310 and the FSC Act 2010-21, giving policyholders, cedants, and counterparties confidence in the integrity of the regulatory framework.

FSC Regulated

Our Jurisdiction

Why Barbados?

"Barbados has built, over decades, the ideal platform for offshore insurance, combining sophisticated regulation, tangible fiscal advantages, and a world-class financial services infrastructure."

Barbados Advantages

Barbados is an internationally respected financial centre with a regulatory framework overseen by the Financial Services Commission (FSC), grounded in English Common Law, and meeting the highest international standards for transparency and cooperation. It is OECD-compliant, EU white listed, and fully FATF-approved. All Pelicor Group companies are independently audited by Deloitte.

For high-net-worth individuals structuring insurance offshore, jurisdiction quality is not a secondary concern. It determines whether your policy is recognised by the regulators, courts, and counterparties you deal with internationally, and whether the governance framework protecting your assets meets the standards you would expect from any other institutional relationship. Under Barbados law, offshore insurance benefits from a favourable tax environment including no capital gains tax, estate tax, inheritance tax, or gift tax. Tax treatment in a policyholder's country of residence will vary and independent advice should always be obtained.

Learn More About Us
Pelicor Group

A Pelicor Group Company

Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses. Pelicor Group provides the governance, financial oversight, and institutional depth that discerning clients and their advisers expect from a long-term offshore insurer.

Visit Pelicor Group →

Individual & Family Solutions

Offshore Insurance Solutions

Jurisdiction Advantages

The Barbados Advantage

Barbados provides a uniquely advantageous environment for offshore insurance, combining regulatory credibility with meaningful fiscal advantages.

No Capital Gains Tax

Under Barbados law, policy growth and investment returns within offshore insurance policies are not subject to Barbados capital gains tax. The tax treatment in a policyholder's country of residence may differ and independent advice should be obtained.

No Estate or Inheritance Tax

Under Barbados law, death benefits paid from Stasis policies are not subject to Barbados estate or inheritance taxes. Estate and inheritance tax treatment in a policyholder's country of domicile varies and independent advice should be sought.

No Gift Tax

Barbados does not impose gift taxes, providing additional flexibility in structuring premium funding and policy ownership arrangements.

English Common Law Framework

Barbados's legal system is based on English Common Law, providing international investors with a familiar, well-established, and reliable legal framework for insurance contracts.

Robust Regulatory Framework

The FSC Act 2010-21 and Insurance Act Cap. 310 provide a sophisticated, IAIS-compliant regulatory framework, ensuring policyholder protection and financial stability.

Political & Economic Stability

Barbados offers a stable democratic political environment and a well-established financial services sector with deep expertise in international insurance management.

Our Domicile

A Premium Offshore Insurance Jurisdiction

Stasis Insurance is proud to be a licensed insurer domiciled in Barbados , a jurisdiction renowned for its robust regulatory environment and standing as one of the world's leading international insurance hubs.

All Stasis activities are supervised under the Financial Services Commission Act, 2010-21 (as amended) and the Insurance Act, Cap. 310 (as amended), under the oversight of the Insurance Division of the Barbados Financial Services Commission (FSC). The FSC applies stringent oversight ensuring the highest operational standards within the insurance industry, continuously enhancing regulatory expertise and maintaining a proactive focus on emerging global risks.

With a legal system grounded in English Common Law and a long-standing commitment to international best practice standards, Barbados provides Stasis clients with a familiar, transparent, and highly credible institutional framework, backed by one of the most favourable tax environments available to international insurers.

$174B+

Assets Under Management

Barbados insurance companies collectively manage over $174 billion in assets, reflecting the deep trust and confidence placed in the jurisdiction by international insurers and their clients worldwide.

1840s

Insurance Heritage

A history in insurance stretching back to the 1840s, providing one of the most experienced offshore environments available.

Top 5

Global Offshore Domicile

Barbados ranks among the largest offshore insurance domiciles globally, recognised for regulatory quality and institutional depth.

Class 2

Licensed Insurer

Stasis is fully licensed as a Class 2 Long Term Insurer, regulated directly by the FSC under the Insurance Act, Cap. 310.

Zero

Capital Gains / Estate Tax

No capital gains, estate, or inheritance tax, making Barbados an exceptionally attractive domicile for wealth management structures.

OECD

Compliant & EU White Listed

Barbados meets the highest international transparency standards: OECD-compliant, EU white listed, and fully FATF-approved.

Big 4

Independently Audited

Stasis Insurance is independently audited by Deloitte, one of the world's leading audit and advisory firms.

Offshore Advantage

Insurance Designed Around Your Wealth

Stasis Insurance designs offshore policies that protect, grow, and transfer wealth with a flexibility that onshore markets simply cannot match, all within Barbados's robust and internationally recognised regulatory framework.

Offshore insurance offers a range of compelling advantages, particularly for high-net-worth individuals seeking sophisticated financial solutions. These benefits, facilitated by jurisdictions like Barbados, include policies with customised policy options, access to stable, internationally recognised regulatory environments, and structures designed to protect and grow wealth across generations.

Barbados has developed one of the world's most respected offshore financial centres over decades, combining sophisticated regulation, compelling fiscal incentives, and a deep pool of professional expertise. For Stasis Insurance clients, this translates into an institutional platform that is both commercially strong and structurally sound.

Tax Efficiency

Barbados imposes no capital gains tax, estate tax, inheritance tax, or gift tax on properly structured, designed offshore insurance arrangements, creating a highly favourable environment for long-term wealth accumulation and distribution.

Asset Protection

Offshore insurance policies may, depending on applicable law, provide protection for accumulated wealth, ring-fencing assets from creditor claims and integrating with broader offshore planning frameworks including trusts and holding structures.

Customised Policy Design

Unlike standard onshore products, offshore insurance policies can be designed with significantly greater flexibility: bespoke benefit structures, tailored premium terms, multi-currency arrangements, and beneficiary configurations aligned to the client's global financial footprint.

Stable Regulatory Environment

The Financial Services Commission of Barbados oversees a well-defined, IAIS-compliant regulatory framework that ensures rigorous policyholder protection, financial stability, and governance standards comparable to the world's leading insurance jurisdictions.

International Market Access

Through partnerships with leading custodians and investment managers, Stasis clients benefit from seamless access to international capital markets, with assets held in secure, institutional-grade custody arrangements across globally recognised platforms.

The Stasis Approach

How Stasis Leverages the Barbados Advantage

Stasis uses its Barbados domicile to offer insurance solutions designed to meet the unique wealth management and asset protection needs of high-net-worth individuals and their families.

Establishing an offshore insurance arrangement in Barbados involves a well-defined regulatory process overseen by the FSC, ensuring full compliance, structural security, and the governance standards that institutional clients and their advisers expect.

Institutional Partnerships

Institutional Expertise at Every Level

Through partnerships with leading custodians, investment managers, and audit professionals, Stasis clients benefit from world-class expertise, secure custody arrangements, and seamless access to international markets.

Every element of the Stasis institutional platform, from CIBC's custody and investment management to BNY Pershing's separate account services and Deloitte's independent audit function, designed to provide clients and their advisers with the highest level of confidence and transparency.

Important Advisory Notice

While offshore insurance offers significant financial and structural benefits, Stasis Insurance strongly recommends that any potential clients consult qualified financial and tax advisors before establishing any offshore insurance arrangement. Regulatory requirements, tax treatment, and reporting obligations vary significantly by jurisdiction and individual circumstance. Prospective clients should obtain independent professional advice to navigate regulatory complexities and ensure full compliance with the laws and regulations of their home country and any other relevant jurisdictions.

Pelicor Group

Bespoke Offshore Insurance Solutions

Stasis Insurance works with clients and their advisers to design bespoke offshore insurance solutions for high-net-worth individuals, families, and corporate clients in international markets.

Individual & Family Solutions

Personal Insurance

Personal Solutions

Protection Built Around You

Stasis Personal Insurance is designed for internationally mobile, high-net-worth individuals and families who require coverage that matches the scale and complexity of their financial lives.

01

Critical Illness Insurance

Critical illness insurance pays a lump sum on diagnosis of a specified serious condition, regardless of ongoing treatment costs or prognosis. For high-net-worth individuals, a serious illness is rarely just a health event: it is a financial and structural disruption that can affect investment decisions, business obligations, and long-term planning. Stasis critical illness solutions are structured to deliver immediate, unrestricted capital at the moment it is needed most.

Stasis structures offshore critical illness policies with the flexibility of an international platform, delivering an immediately accessible benefit upon diagnosis of a specified condition, so that you and your family can concentrate fully on recovery, without the compounding pressure of financial uncertainty.

The flexibility to use the lump-sum funds however you choose: medical, lifestyle, or any other purpose
You and your family can focus on recovery without the added stress of financial strain
Coverage for cancer, heart attack, stroke, and a broad range of specified conditions
Lump sum benefit paid on diagnosis, not solely on death or permanent disability
Offshore structure with Barbados regulatory standing and full international portability
Bespoke benefit amounts and policy terms aligned to your personal financial profile
02

Disability Insurance

For high-net-worth individuals, a period of incapacity creates risks well beyond lost income. Business interests, investment obligations, debt service commitments, and family structures can all be affected by an extended absence. Stasis long-term disability insurance is designed for this reality.

Stasis's long-term disability insurance is specifically designed for high net worth individuals, providing substantial coverage to ensure your lifestyle, obligations, and long-term financial position remain intact, regardless of what life brings.

Designed for high-net-worth individuals, with benefit levels calibrated to protect income, service financial commitments, and maintain lifestyle obligations during a period of incapacity
High coverage limits tailored to your income level, ensuring your lifestyle is fully protected
Premiums held in custody and managed by CIBC and BNY Pershing in a separate account structure, legally segregated from Stasis's general operating funds
Worldwide coverage, providing financial security no matter where life takes you
Optional death payout rider providing a lump-sum benefit upon death of the insured

Why Offshore for Personal Cover?

The Advantages of Offshore Personal Insurance

For internationally mobile professionals, globally minded families, and high-net-worth individuals, offshore personal insurance offers a level of flexibility, portability, and structural sophistication that onshore products simply cannot match. Stasis is domiciled in Barbados, one of the world's most respected offshore financial centres, to deliver coverage that travels with you and adapts to your circumstances.

Pelicor Group

A Pelicor Group Company

Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.

Visit Pelicor Group →

Corporate Solutions

Business Insurance

Corporate Solutions

Protecting the People Who Drive Your Business

Stasis Insurance provides corporate clients with specialist offshore insurance solutions designed to protect businesses against the financial consequences of losing or incapacitating a key individual through internationally structured, Barbados-regulated contracts.

01

Corporate Key-Man Insurance

Key-Man Insurance (also known as Key Person Insurance) provides a business with a lump sum payment in the event that a critical individual dies or becomes permanently incapacitated. The loss of a key executive, founder, or specialist can be devastating to a business's continuity, revenue, and financing arrangements.

Stasis structures Key-Man policies to provide businesses with the financial resilience to absorb the loss of a key individual, covering costs such as executive recruitment, revenue shortfalls, loan repayment obligations, and business continuation expenses.

Death and permanent total disability coverage
Lump sum benefit payable to the business
Structured to fit broader corporate planning objectives
Coverage for founders, directors, key executives, and specialists
Flexible benefit amounts and premium terms
Bank covenant and lender requirement compliance
02

Corporate Critical Illness Cover

Corporate Critical Illness Cover provides a business with a lump sum benefit when a key individual is diagnosed with a specified serious illness (such as cancer, heart attack, or stroke), regardless of whether they survive. This allows the business to manage the financial impact of a prolonged absence or reduced capacity without waiting for a disability claim to develop.

The early payment feature of critical illness insurance makes it particularly valuable for businesses that need immediate financial certainty following a serious health event affecting a key person, enabling rapid response without exhausting corporate reserves.

Coverage for a wide range of specified serious illnesses
Lump sum paid on diagnosis, not just on death
Protects business cash flow during executive illness
Funds executive recruitment and transition costs
Offshore structure with Barbados regulatory standing
Bespoke benefit design for corporate structures

Why Offshore for Business?

Offshore Corporate Policies Offer Distinct Advantages

For businesses with international operations, offshore ownership, or cross-border corporate structures, Barbados-based insurance policies can offer meaningful structural and fiscal advantages over onshore corporate insurance products. Stasis works closely with corporate clients and their professional advisers to design structures that are both commercially effective and aligned with the business's broader tax and legal planning.

Pelicor Group

A Pelicor Group Company

Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.

Visit Pelicor Group →

Our Story

About Stasis Insurance

Our Purpose

Offshore Excellence. Local Expertise.

Stasis Insurance Ltd was established with a clear purpose: to provide high-net-worth individuals, families, and corporate clients with carefully structured offshore insurance solutions, domiciled in one of the world's most respected financial jurisdictions: Barbados.

The name Stasis reflects our core value proposition. In medicine, stasis means the state of stability and equilibrium, and it is precisely that stability that we seek to create for our clients' financial lives. Through thoughtfully structured insurance, we provide a platform for wealth that endures volatility, transitions generations, and protects against life's most challenging events.

Regulated by the Financial Services Commission of Barbados as a Class 2 Long Term Insurer, Stasis operates to the highest standards of governance, financial management, and client service, with the administrative expertise of SRS International ensuring operational excellence from the ground up.

"Our name is our promise: financial stability, carefully engineered, for the people and families who depend on it most."

Our Values

What We Stand For

Integrity

Every commitment we make to policyholders, to regulators, and to partners is kept. The trust that clients place in Stasis when they structure their insurance through us is something we never take lightly.

Expertise

Offshore insurance is a specialised field that demands deep regulatory, legal, and actuarial knowledge. Stasis is committed to maintaining the expertise that our clients deserve when they trust us with their most important financial decisions.

Stability

Our name reflects what we deliver. Long term insurance is a long term commitment. Stasis is built with the financial strength, regulatory standing, and operational discipline to honour that commitment for decades to come.

Client Focus

Every policy we design reflects the unique circumstances of the client it serves. We do not offer generic solutions. We invest in understanding each client's needs, objectives, and financial landscape before we design anything.

A Pelicor Group Company

The Group Behind Stasis

Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.

For our clients, that matters because insurance is a long-term commitment. The company you insure with today needs to be here, financially sound, well-governed, and operationally strong, for the decades over which your policy runs. Pelicor provides the institutional framework, capital oversight, and governance standards that underpin that confidence.

Pelicor Group is not a passive holding structure. Its executive leadership across finance, legal, actuarial, and risk sits within the parent company and serves every subsidiary directly. The depth of that team is what allows Stasis to operate at the level our clients deserve.

Explore Pelicor Group →
Specialist

Focus

A holding group built entirely around specialty offshore insurance. Not a side business but the core mandate.

Barbados

Domicile

Incorporated and operating in one of the world's most respected offshore financial and insurance jurisdictions.

Deep

Expertise

Leadership with real-world experience across insurance management, financial services law, and international markets.

Long-Term

Vision

Built to endure: a holding group with the governance standards, financial discipline, and ambition to grow for decades.

Pelicor Group

A Pelicor Group Company

Stasis Insurance is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.

Visit Pelicor Group →

Our Professional Network

Partners

Stasis Insurance is built on a foundation of strong institutional partnerships, each selected for their expertise, regulatory standing, and alignment with our commitment to excellence.

Appointed Insurance Manager

SRS International

SRS International is the appointed Insurance Manager of Stasis Insurance Ltd. One of the largest independent insurance managers in the world, SRS manages over 1,300 insurance and reinsurance entities globally, with more than $14 billion in premium across its managed portfolio, built over 25 years of specialist expertise in international insurance management.

Through its Barbados operations, SRS brings deep expertise in the administration, compliance, and management of regulated long term insurers, giving Stasis access to a strong management platform, an experienced regulatory compliance team, and the operational depth and cost efficiency that a standalone insurer simply could not achieve alone. SRS's global scale means that Stasis policyholders benefit from a level of institutional rigour typically associated with organisations many times its size.

$14B
In Premium
1,300+
Insurance Entities
25+
Years of Experience

Management Services

Regulatory compliance & FSC liaison
Financial reporting & actuarial oversight
Policy administration & policyholder services
Claims management & assessment
Investment management coordination
Corporate governance & company secretarial
AML/CFT compliance & FATCA/CRS reporting

Stasis Insurance Ltd is licensed under the Insurance Act Cap. 310 (Barbados) and regulated by the FSC under the FSC Act 2010-21. SRS International provides continuous regulatory compliance management to the highest professional standards.

Institutional Partners

Our Custodian, Investment & Audit Partners

Every element of the Stasis institutional infrastructure is supported by partners of the highest international standing, bringing scale, security, and professional rigour to every aspect of our operations.

CIBC
Custodian & Investment Manager
CIBC

Canadian Imperial Bank of Commerce (CIBC) serves as the appointed Custodian and Investment Manager for Stasis Insurance Ltd. A leading international financial institution with deep roots in the Caribbean through its CIBC FirstCaribbean operations, CIBC brings centuries of banking heritage and extensive regional expertise to the professional management and custody of Stasis's investment portfolio.

CIBC's appointment ensures that Stasis client assets are managed within a rigorous institutional framework, with the oversight, governance, and investment management capabilities of one of North America's most established financial institutions.

150+
Years of Banking Heritage
BNY Pershing
Custody & Separate Account Services
BNY Pershing

BNY Pershing, a subsidiary of BNY (Bank of New York Mellon), provides Stasis Insurance Ltd with institutional-grade custody and separate account services. As one of the world's leading financial infrastructure companies, BNY Pershing offers a highly capable operational platform for the secure, efficient custody and administration of institutional assets.

BNY Pershing's appointment provides Stasis clients and counterparties with the assurance that their assets are held within an institution of exceptional financial strength, regulatory standing, and global operational capability.

$52T+
Assets Under Custody Globally
Deloitte
External Auditor
Deloitte Caribbean

Deloitte Caribbean serves as the appointed external auditor of Stasis Insurance Ltd. As one of the world's largest and most respected professional services networks, Deloitte's appointment provides Stasis's policyholders, institutional partners, and regulators with confidence that the company's financial statements are prepared and audited to the highest international standards.

Deloitte's deep knowledge of the Barbados regulatory environment and its extensive experience with Barbados-regulated insurers ensures that Stasis's audit process reflects both global best practice and local regulatory requirements.

Big 4
Global Audit Network
Pelicor Group

A Pelicor Group Company

Stasis Insurance Ltd is a wholly owned subsidiary of Pelicor Group Inc., the parent and executive management company for a group of licensed insurance and reinsurance businesses.

Visit Pelicor Group →

Get In Touch

Contact Stasis Insurance

Insurance Enquiries

Start the Conversation

Stasis Insurance welcomes enquiries from high-net-worth individuals, families, and corporate clients seeking offshore insurance structures, as well as from professional advisers, wealth managers, and financial planners acting on behalf of clients.

Our Details

Find Us

Registered Office

Stasis Insurance Ltd

GH Tower, Suite 500A

Holetown, St James, Barbados

Email

info@stasisinsurance.com

Regulator

Financial Services Commission

Barbados · Class 2 Long Term Insurer

Insurance Manager

SRS International

Barbados · 20+ Years Experience

Parent Company

Pelicor Group Inc

www.pelicorgroup.com

Making a Claim

To notify a claim, please contact our claims team directly by email. Refer to your policy documentation for full claims instructions and required supporting documentation.

Claims

claims@stasisinsurance.com

Managed by SRS International

Regulatory Notice

Stasis Insurance Ltd is a licensed Class 2 Long Term Insurer regulated by the Financial Services Commission of Barbados under the Insurance Act Cap. 310. Insurance products are available through authorised intermediaries and professional advisers only. This website does not constitute an offer of insurance and all enquiries are subject to underwriting review.